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National Flood Insurance Program

Protect Yourself
Since standard homeowners insurance doesn't cover flooding, it's important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.

In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding.

Find out more about the NFIP and how it can help you protect yourself.

(Source: www.floodsmart.gov)




FloodSmart Logo




One-Step Flood Risk Profile

  • Rate your risk
  • Estimate your premiums
  • Find an agent




FEMA Flood Preparedness Meeting

FEMA hosted a meeting on January 24, 2012 in Bismarck and discussed the National Flood Insurance Program (NFIP). If you were unable to attend the meeting, we've provided links to the handouts that were available to attendees:

Answers to Questions About the NFIP
NFIP Summary of Coverage
The Benefits of Flood Insurance Versus Disaster Assistance
Myths and Facts about the National Flood Insurance Program
Why You Need Flood Insurance


Additional NFIP publications are available on their website by clicking here.